Finding The Right Home Loan Program | Holiday Builders
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What kind of home loans are available and which one is right for you?

What Kind of Loan Programs Are Available?

Holiday Builders is proud to work with Coastal Loans, our Preferred Lender. Coastal Loans works exclusively with Holiday Builders' homebuyers. Each homebuyer is unqiue and therefore, there is not a "one size fits all" loan program. The loan that is available for one individual may not be available to another. 

While finances are a large factor in determining elegibility for different loans, so are other factors - like what you do for a living, or if you're a first-time homebuyer. If you are a veteran, active duty military, or surviving military spouse, you could be eligible for a VA Loan. If you're a police officer, firefighter, EMT or teach, you might be eligible for the Good Neighbor Next Door program through the US Department of Housing and Urban Development (HUD). Or, you could be eligible for the Florida Hometown Heroes Housing Program benefiting law enforcement, firefighters, educators, healthcare professionals, childcare employees, active military and veterans.

First-Time Homebuyers

First-time homebuyers have access to many programs which may provide extra assistance when applying for a loan. These come from different sources including employer-sponsored programs, charitable and non-profit programs, state and local programs and federal programs. These vary by your financial profile and the area in which you are buying a home.

Holiday Builders' Seller Credit

Holiday Builders offers a seller credit for homebuyers obtaining a loan through Coastal Loans, to purchase a Holiday Builders' home. What is a seller credit? A seller, in this case Holiday Builders, offers the buyer an incentive to enhance the sale. Holiday Builders is offering $6,000 that may be used toward closing costs, or potentially to buy down a rate. Homebuyer needs vary - your loan originator can assist in managing the seller credit to your best advantage.

Learn More About Home Loans

The Coastal Loans team is partnering with Holiday Builders in a series of presentations to help buyers learn more about different types of home loans, the benefits of buying vs renting and ways to use the Holiday Builders' Seller Credit. These presentations will be held in Holiday Builders' Sales Centers in Palm Bay and Haines City on August 20th, and Palm Coast on August 27th. 

August 20th, 12 pm
379 Towns Circle
Haines City, FL 33844
RSVP: Ismael Elkorchi, 321-427-6418 or Steve Hardy, 863-409-9600

August 20th, 12 pm
771 Alminar Ave SE
Palm Bay, FL 32909
RSVP: Kimberly Aboytes, 407-922-2063 or Elizabeth Brinkman, 321-233-8435

August 27th, 12 pm
22 Lynbrook Drive
Palm Coast, FL 32137
RSVP: Sharon Palmer, 386-864-3100 or Tom Lonergan, 321-759-8777